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MENGUKUR PENGGUNAAN INSURTECH DARI DIMENSI INOVASI, SALURAN KOMUNIKASI, WAKTU, DAN SISTEM SOSIAL DI KOTA DENPASAR. JAZ:Jurnal Akuntansi Unihaz, [S. l.], v. 7, n. 1, p. 82–92, 2024. DOI: 10.32663/qwjesh59. Disponível em: https://journals.unihaz.ac.id/index.php/jaz/article/view/4393. Acesso em: 14 dec. 2025.