Constructing a Cashless Lifestyle through Word-of-Mouth-Mediated Social Normalization: A Phenomenological Study of QRIS Users at Universitas Negeri Jakarta. JPSP [Internet]. 31 Juli 2026 [dikutip 31 Juli 2026];15(2):488-503. Tersedia pada: https://journals.unihaz.ac.id/index.php/mimbar/article/view/5665