Pengaruh Rasio Likuiditas, CAR dan NPM Terhadap Pertumbuhan Laba Pada Perusahaan Perbankan

(Studi Kasus pada Bank BUMN di Bursa Efek Indonesia 2017-2019)

Abstract

This study aims to determine the effect of Liquidity Ratio, CAR and NPM on Profit Growth of Banking Companies. The variables in this study are Liquidity Ratio, CAR, NPM and Profit Growth. The method used in this study is a quantitative method with an associative approach. By using secondary data. The population in this study is a state-owned bank listed on the Indonesia Stock Exchange. The sample used in the study was determined by purposive sampling method  and obtained 36 data on the financial statements of state-owned banks that met the criteria. The data analysis techniques used are: 1) Classical assumption test 2) Hypothesis Testing.

The results of this study indicate that the hypothesis test with a t-value of_table 2.036 that the liquidity ratio (LDR) variable has a t-value_count of -3.325 (-3.325<2.036) which means partially LDR has no effect on profit growth. The variable (CAR) has a t-value_count of 0.784 or (0.784 <2.036) which means that partially the CAR variable has no effect on profit growth. Variable (NPM), the value of t_{count is} 2.534 or (2.534> 2.036) which means that the NPM variable has an effect on profit growth. And with the results of the analysis of the f test obtained f_table of 2.90 and the value of f_count of 4.278 which means that f_count is greater than f_table or (4.278> 2.90) with a sig value of 0.012 <0.05 which means simultaneously independent variables effect on the dependent variable, so it can be concluded that together there is the efferct between the liquidity ratio, CAR and NPM on profit growth.