PENEGAKAN HUKUM TERHADAP PENIPUAN TRIANGLE SCHEME PADA TRANSAKSI KENDARAAN BEKAS DI PLATFORM DIGITAL

Abstract

The development of used motor vehicle buying and selling transactions continues to show an increase along with the adoption of digital platforms. Sellers and buyers now prefer to transact online to save time and effort. In addition, factors such as increasing trust in digital platforms, ease in the purchase process, and the existence of special features such as vehicle inspections and security guarantees, are also the main drivers in increasing used vehicle buying and selling transactions online. However, this development of course has an impact that must be watched out, especially for sellers and buyers, in recent years, there has been a rapid increase in the context of online used motor vehicle buying and selling fraud in Indonesia. This trend is related to the increase in buying and selling used vehicles online, thus providing an opportunity for criminals to carry out crime modes, one of which is with triangle scheme fraud. The concept of triangle fraud is a criminal practice involving three parties, namely sellers, buyers, and perpetrators who are indirectly involved in buying and selling transactions. This fraud often occurs in used vehicle buying and selling transactions in Indonesia.